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Jail for cyclist in £3m brain damage insurance scam

A cyclist who worked in Farnborough has been jailed for fraudulently claiming more than £3m in damages after being hit by a lorry

Nev Ayling/Strand News
Humaira Khan was sentenced for her role in the damages scam

A cyclist who worked in Farnborough has been jailed for fraudulently claiming more than £3m damages by telling a ‘pack of lies’ about the injuries he suffered after being hit by a lorry.

Majid Khan, 36, from Camberley, carried out a ‘sophisticated’ scam with wife Humaira, 29, and father-in-law Atlaf Kiani, 61, by telling insurers his brain injuries were such he couldn’t feed himself, work or recognise his own mother.

But his claims were exposed as ‘seriously exaggerated’ when video footage captured by private investigators showed him to be ‘leading a normal life’.

On Wednesday February 5 at the High Court, Judge Andrew Collender QC upheld an application by Lloyds of London insurers to jail Khan for nine months for civil contempt after admitting lying about his condition.

Kiani was also sent down for nine months for his part in the scam while Mrs Khan received a seven-month jail sentence suspended for two years.

Addressing Khan, the judge said: “Aided and abetted by Mr Kiani and your wife, you embarked upon a deliberate fraud, seriously exaggerating the effect of your injuries to obtain a greater sum of damages to that which you would have been legitimately entitled.”

The judge said warehouse worker Khan suffered serious brain injuries requiring surgery after he was hit by an articulated lorry while riding a bike to work in August 2008.

“In your case, you made a good recovery and the damages to which you were entitled were relatively modest,” said the judge. “However, both you and Mr Kiani tried to take advantage of the situation for financial gain.”

The judge said Mr Khan embarked on his ‘deception’ upon returning to the UK from Pakistan in early 2010. He convinced a doctor he had reduced brain function and mobility following the accident and refused to settle his compensation claim for £75,000.

Instead, the former Farnborough Penta Foods worker launched a massive damages claim to cover his purported need for 24-hour care, an extension to his house to accommodate his disability, holidays, travel and language therapy costs.

Judge Collender said the loss was £1.42m, with un-calculated extras raising the total compensation demand to more than £3m.

Kiani and Mrs Khan swore witness statements supporting the claim, asserting Khan could not communicate, have social life or ‘recognise his mother’.

“They were a pack of lies,” said Judge Collender. “This was a planned, relatively sophisticated fraud carried out over three months. I have no doubt, if not for surveillance, you would have persisted with this deception.

“The law makes it clear, because of the damage done by false claims, those who make them can expect to go to prison if their conduct is discovered. No other punishment will do.”

He added despite Khan’s previous good character, the least sentence he could impose was nine months.

Judge Collender described Mrs Khan as not being a ‘prime mover’ in the fraud, allowing him to suspend her sentence. The trio admitted contempt of court and the judge ordered they pay £39,000 legal costs.

 

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